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Do or Don’t You Need a Lawyer to Make Your Accident Claim a Success?

We think the answer is clear to an “informed” auto accident victim. An important thing to consider is that many “uninsured motorists” are not actually uninsured. We’ve seen numerous examples of someone causing an accident, telling the police and the other driver that they don’t have insurance, and they get a ticket for driving without insurance. Then the next day, they go down to the courthouse and show proof of coverage to get the ticket dismissed. It is essential to have an attorney look into such matters so you don’t file an unnecessary claim against your policy because some scumbag is hiding the fact that they have insurance. Generally speaking, when the scumbag gets a nasty letter from us saying, “That’s great that you don’t have insurance, we’re happy to take all of your money,” they usually pony up their insurance card. Just remember, some insurance cards are more valuable than others. More on this webpage

In most instances, it takes an experienced auto injury attorney to ensure accident victims recover the actual worth of their medical bills, pain, suffering, and damages to their vehicle and its contents. Though this web page is primarily about UI and UIM auto accident issues, some of them have been folded into a little checklist (below) to help you know sooner or later if you need the assistance of an experienced Texas car accident lawyer.

You’ve Suffered Physical Injuries in the Wreck: If you experience any bodily injuries in your accident, it’s a very good idea for you to have an experienced lawyer handle your case. A good determiner is whether or not you need to continue seeing your doctor after being initially treated for your injuries. When you seek damages for bodily injuries, insurance companies don’t have to abide by any predetermined guidelines when deciding how much to pay you. They can say they’ll pay you nothing if they want. That doesn’t make their decision the right one, legally. One benefit of having a lawyer is to make sure someone who knows the ropes is looking out for your interests regarding your vehicle accident injury claim. If you’ve suffered broken bones, head injuries, back injuries, or any other injury in your accident, do the smart thing, call a competent attorney, and do it quickly. More on this webpage

The Other Driver is Hard to Deal With: It’s also a good idea to call an experienced auto accident attorney if the driver who caused your accident gives you a hard time either at the scene of the wreck or later. Or maybe the other driver doesn’t want to provide you with his contact or insurance information. Belligerent accident “victims” usually have something to hide, either from the law or their insurance company. This behavior is also an early indication that he’ll make it as difficult as possible for you to recover the damages you deserve due to his negligence. If the other driver displays this kind of behavior, treat it as a bit red flashing “warning sign” that you need to talk to a lawyer no later than the next day, and maybe sooner.

You Can’t Afford the Money to See a Doctor or Pay your Medical Bills: Many people don’t have health insurance. If they did, It would help them afford the treatment they need after they’ve been involved in a wreck. Even for those accident victims with some form of health insurance, most health plans continue to shrink in quality, and the chances become greater every day that all of their treatment needs may not be covered under their health benefits. Regardless of whether they have health insurance, many accident victims hesitate to get treatment for their injuries if they don’t seem serious because they don’t think they can afford to time off work to see a doctor. Or they have higher-than-normal deductibles, which preclude even using their health insurance.

Seeing a doctor and getting treatment for your injuries after an accident is not only essential to your health, it’s necessary for your injury claim or lawsuit. If you can’t afford treatment or if you already have medical bills that you can’t pay, there’s probably something that our auto injury attorneys can do to help. We regularly work with doctors and healthcare professionals and can refer you to the right doctor who will consider your situation. We believe no one accident victim should forego medical treatment because they can’t afford it. And we’ve helped many of our clients receive necessary medical care after an auto accident at no out-of-pocket cost to them. Additionally, we can explain how the time you take off from work to get medical care may be included in the damage compensation owed to you by the defendant in your case. The same goes for a rental car, in many cases is you need one while your vehicle is being repaired.

You Discover at the Accident Scene that the Other Driver is either Uninsured or is Insured by a “Budget” Insurance Carrier:
Several powerful technology tools have been introduced to law enforcement officers for them to know if a motorist is insured instantly. They can literally dispense “street justice” by immediately towing non-insured vehicles and giving the drivers very expensive tickets. Even when they know they’re apt to lose their driver’s license for up to two years if they drive without proof of liability insurance, at least one-in-four drivers still do it.

You’ll know pretty quickly after law officers arrive at the scene of your serious accident if the driver who hit you falls into either of these alarming insurance categories. If they do, you need to make your next call be to an experienced local auto injury attorney like those at our Texas Law Firm. If you cannot make the quick call, get one of your family members to do it. The defendant or the defendant’s “low-on-the-food chain” insurance company is already working to thwart your compensation rights and deny you fair compensation.

As soon as you make the call, our investigators spring into action. We’re at the scene within a few hours. We run down the negligent driver’s coverage and with whom. We know how much the policy is worth. We also know what the defendant is worth aside from that insurance coverage. In these accident scenarios, defendants frequently have to pay much more in damages out of their pocket than they would have paid for an insurance policy that would have offered better coverage. We’ll also look at your policy and draw on our wealth of experience from past dealings with your carrier to help you understand how difficult (or easy) working with them will be.

The auto accident lawyers at our Texas Law Firm have effectively handled car accident litigation for decades. We’ve won favorable verdicts and settlements against nearly every major auto insurer in the state. Insurance companies recognize our name. The reputation that precedes us is beneficial in securing special attention to our client’s claims from these insurers. Our goal is to make sure that you recover as much as possible for your injuries and make this sometimes complicated legal process as easy as possible for you.

Put our years of experience to work for you. Know your rights, how to proceed with your claim, and how much compensation you can secure from your auto injury case. Call our Law Firm now at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you recover the full fair value of the damages you have suffered through another driver’s negligence.